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Volkswagen GAP Insurance

Volkswagen means ‘people’s car’, a name that’s proved to be unusually apt over the years. They have a reputation for developing likeable cars that appeal to a wide demographic of motorists.

Our VW GAP Insurance is designed to offer a level of protection that goes beyond your standard policy. If you value your Volkswagen, it’s worth considering the limitations of your insurance policy. How much will your insurer pay out if your VW is written off or stolen?


Why do I need Volkswagen GAP insurance?

Often, standard insurance policies pay the current market value of a car rather than the original purchase price. So, in the worst-case scenario, you may find you'll need a significant sum of money on top of your insurance pay-out just to replace your car with a new model.

New cars typically depreciate very rapidly. In fact, your car’s value usually starts to plummet the moment you drive it off the showroom forecourt. After three years the value of a new car will typically have depreciated by 60%, meaning a £25,000 VW Golf could be worth £10,000 three years after purchase.

Now let’s imagine that three-year-old Golf is written off (or stolen). It’s likely that the insurance claim would be based on current market value. This would leave you £15,000 short of the sum required to buy a like-for-like replacement.


Does GAP Insurance cover car theft?

When you think of a written off car, you’re probably picturing a vehicle that’s been irreparably damaged in an accident. But accidents aren’t the only cause. Theft also accounts for many write-offs every year. MotorEasy’s Gap Insurance has you covered.
In fact, statistics show that the threat of car theft is increasing. 112,174 motor vehicles were stolen in the UK in 2017/18, which is the equivalent of 307 every day. Sadly, that figure also represents a significant increase on previous years and the continuation of a 50% upsurge in car theft over the last five years. This makes the need for suitable GAP Insurance even more paramount.


What do I get with MotorEasy?

MotorEasy’s VW GAP Insurance takes care of this shortfall. It’s designed to cover the difference between the amount your standard insurance policy pays out and the figure you’d need to buy a new like-for-like replacement giving you complete peace of mind. You can learn more in our GAP Insurance guide.

GAP cover grants you the assurance that you’re fully covered if your VW’s a write-off. The case for GAP cover is even stronger if you’re paying for your car with a leasing arrangement or PCP financing. Both could leave you exposed to considerable debt in the event of a write-off.

Available for all cars up to 8 years old (or with up to 70,000 miles on the clock), MotorEasy’s GAP Insurance represents a smart, easy, and affordable way to remove these risks and enjoy your Volkswagen.


How much does VW GAP Insurance cost?

The cost of GAP Insurance for Volkswagen vehicles depends on the type of car as well as your age. With MotorEasy, it’s up to 75% cheaper than purchasing through a dealer or lender. 


Getting your Volkswagen GAP Insurance quote

Getting the best GAP Insurance quote on your VW couldn't be more straightforward. Heading to our dedicated page gives you all the information you need to get your quote in just a few short steps - talk about motoring made easy!